Flowers National Bank is proud to continue the tradition of serving the communities of north central Missouri with branches in Cainsville and Bethany. Flowers Bank is committed to providing high-quality banking services in a customized manner. We pride ourselves in our ability to understand the banking needs of our local residents and businesses and are committed to providing personalized service and customer care.

Flowers Bank seeks to improve your banking experience… where we will know you by name and work hard to help. Come Grow with Us!

Competitive CD and Money Market Rates
An experienced staff capable of handling your full spectrum of banking needs
A customized, personal banking experience
Responsiveness to our customer's changing needs
The benefits of modern technology with the personal service of traditional banking

Flowers National Bank offers free checking with debit card, savings accounts, money market accounts, and CD’s that earn competitive interest rates and are FDIC insured.
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Flowers National Bank offers lending and credit services that include auto and personal loans, mortgages, home equity loans and lines of credit, and business loans to support your agricultural business needs.
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Credit Card Services
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Personal Credit Cards: Flowers National Bank offers both a Platinum and Gold Visa® credit card. Both cards offer some of the lowest rates in the industry with a 1% cash reward on all purchases. Learn more>>

Privacy Notice
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Online Banking Services
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Flowers Bank Online. An online banking service with bill pay from Flowers Bank. It’s a quick, easy and secure way to do almost all your banking. Now you can have direct access to your bank accounts from your home or office 24 hours a day, 7 days a week. Learn more>>


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Please contact a Bank Representative for further information
about all applicable account fees and terms.

Member FDIC Equal Housing