Introducing Flowers Bank Visa Credit Cards

Platinum Card Gold Card

The ultimate reward is waiting for you. Apply for the Flowers Bank Visa Credit Card today!

Call us at 1-877-715-5033 to inquire or visit your local Flowers Bank Branch to obtain an application.

Card Features

  • 6.99% Introductory APR on purchases and balance transfers for the first six months. After that, a variable APR of 14.75% will apply. Rate current as of August 1, 2014. $2.00 minimum finance charge applies if you are charged interest.

  • Earn 1% cash back on all your eligible purchases.

  • The cash rewards are applied automatically as a statement credit once a year.

  • There is no limit on the amount of cash rewards you can earn.

  • No annual fee.***

  • For Platinum Card Customers, higher line of credit availability and added security benefits of: personal identity theft protection* and auto collision damage waiver**.


Certain terms, conditions, and exclusions apply. In order for insurance coverage to apply you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details.

*Provides help and monetary reimbursement of up to $5,000 for costs incurred to correct an identity theft occurrence. Learn more >>

**Offers you coverage for damage due to collision or theft of most rental cars. Certain terms and conditions apply. Learn more >>

***Description of Other Terms and Conditions: Visa Cardholder Credit Card Disclosure, Cardholder Agreement

©2014 Flowers National Bank. FlowersBank is a registered service mark of Flowers National Bank. VISA is a registered trademark and service mark of Visa International Service Association. FlowersBank credit cards are issued by Flowers National Bank.


©2015 Flowers National Bank. All Rights Reserved. 
Please contact a Bank Representative for further information
about all applicable account fees and terms.

Member FDIC Equal Housing