Flowers National Bank is proud to continue the tradition of serving the communities of north central Missouri. Shane Cox, President of Flowers Bank, is a local resident and an experienced agricultural lender who has spent the past 16 years serving customers in the region. Through our branches in Bethany and Cainsville, Flowers Bank is committed to providing high-quality banking services in a customized manner. At Flowers Bank, we pride ourselves in our ability to understand the banking needs of local residents and businesses and our dedication to providing all of our customers with personalized service. We are also conscious of today’s difficult environment and are prepared to address the challenges our customers face, one by one.

Flowers Bank seeks to improve your banking experience… come grow with us.
Competitive CD and Money Market Rates
An experienced staff capable of handling your full spectrum of banking needs
A 61-year tradition of serving the local agricultural community
A customized, personal banking experience
Responsiveness to our customer's changing needs
The benefits of modern technology with the personal service of traditional banking

Flowers National Bank offers free checking with debit card, savings accounts, money market accounts, and CD’s that earn competitive interest rates and are FDIC insured.
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Flowers National Bank offers lending and credit services that include auto and personal loans, mortgages, home equity loans and lines of credit, and business loans to support your agricultural business needs.
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Credit Card Services
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Personal Credit Cards: Flowers National Bank offers both a Platinum and Gold Visa® credit card. Both cards offer some of the lowest rates in the industry with a 1% cash reward on all purchases. Learn more>>

Online Banking Services
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Flowers Bank Online. An online banking service with bill pay from Flowers Bank. It’s a quick, easy and secure way to do almost all your banking. Now you can have direct access to your bank accounts from your home or office 24 hours a day, 7 days a week. Learn more>>


Flowers National Bank is committed to the communities we serve. Learn more>>


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Please contact a Bank Representative for further information
about all applicable account fees and terms.

Member FDIC Equal Housing